| Capability | Keepance | Obsidian |
|---|---|---|
| Files on disk in Markdown | Yes | Yes |
| Fully offline | Yes | Yes |
| AI chat as primary input | Native | Via plugin |
| Built-in providers | Claude, OpenAI, Gemini, Ollama | Depends on plugin |
| Chat conversations saved as files | Native | No |
| Semantic search across vault | Built in (LanceDB + e5-small) | Smart Connections plugin |
| Side-by-side AI editing with diff | Yes | Partial, via Copilot plugin |
| Founder workflow templates | 15 built in | None |
| Voice input, local | Parakeet.cpp bundled | Community plugin |
| Read aloud (TTS), local | Piper sidecar bundled | Community plugin |
| Image attachments in AI chat | Paste, drag, paperclip, vision-aware per provider | Depends on plugin |
| PDF chat with native vision | Drop a PDF, Claude reads it natively. Others get text-extract via PDF.js. | Depends on plugin |
| PDFs in workspace search | Toggle in Settings, indexed via LanceDB | Depends on plugin |
| MCP server exposing your workspace | Yes | No first-party, community-only |
| UI languages | English, Espanol, Deutsch (auto-detected from OS locale) | English + community translations |
| Try before you install | Free web demo at keepance.com/try | Desktop install only |
| Pricing | $0, $49 one-time, $99 lifetime | $0 (Sync $4/mo, Publish $8/mo) |
| Real-time collaboration | No | No |
| Plugin ecosystem | v2.0: sandboxed plugin runtime + marketplace (4 day-one plugins) | 1,500+ community plugins (much larger) |
Obsidian's core promise is that it ships an editor, and the community ships everything else. That's a genuinely good architecture for a personal knowledge base, and it's why Obsidian has grown for years without a single feature that the community couldn't build. But the cost of that architecture is consistency. Smart Connections passed 786,000 community downloads by January 2026 and its stats are on obsidian-stats, which is impressive, but it's still a plugin maintained by one developer that can break with any Obsidian core update. The Copilot for Obsidian plugin reaches 100,000+ users and ships weekly, which is also impressive, but it's a separate codebase with a separate release cycle.
Keepance takes the opposite bet. One polished app, four providers built in, the AI is the primary input method, and every chat conversation produces a real Markdown file in your folder. Where Obsidian's AI plugins treat AI as an enhancement to writing, Keepance treats the conversation as the first draft. You can still edit the file by hand afterward, the same way you would in Obsidian. The difference is in what starts the document. As of v2.0 you can also paste an image into the chat, drop in a PDF for Claude to read natively, hit [Compress] when a long chat overflows the context window, and click "Read aloud" to hear an answer through a local Piper sidecar. Each of those is a separate Obsidian plugin if you want them.
The second distinction is founder templates. Obsidian has a thriving community templates ecosystem, but the good ones (Linking Your Thinking, PARA, various zettelkasten kits) are for personal knowledge work. There is no "run an interview, produce a Pitch Deck outline, save it as PITCH_DECK.md" flow anywhere in the Obsidian ecosystem. Keepance ships 15 of those, one per specific founder document type. See the gallery for what each one actually produces.
The third distinction is the MCP server. Keepance's workspace is exposable to Claude Desktop, Cursor, Zed, and any other MCP-compatible client via a one-click .mcpb install. Obsidian does not ship a first-party MCP server; community projects approximate it but none are production-ready as of April 2026.
Obsidian's community could ship a "Founder Workflows" plugin this weekend that closes most of the gap between them and Keepance. That's the nature of its architecture. Obsidian's plugin ecosystem also dwarfs Keepance's. There are 1,500+ Obsidian community plugins and four Keepance ones (word counter, translator, pomodoro, mermaid preview), with the runtime barely a release old. Keepance's bet is that a polished, single-developer product with AI as the primary input beats an assemble-it-yourself plugin stack for the specific audience of indie founders trying to ship a business on weekends, even if a community plugin eventually approximates the feature set. If you're a power user who enjoys assembling your own stack, Obsidian remains the right call.
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Keepance is free to download. Windows, Mac, Linux.
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